Archive for the 'Finance' Category
I have decided that I want to start a savings account, and I want to get the best interest rate possible on my savings. I have heard that a lot of times you can get more interest if you open an account with online banking services rather than a traditional bricks and mortar bank, so I am trying to find out more about my options. Does anyone know which online bank pays the highest interest on savings accounts? And are there any fees associated with these accounts? I want to find the best rate that doesn’t involve me paying extra fees.
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a full disablement or if you spend more than 7.5% of your Adjusted Gross Income on unreimbursed medical bills you can get a 401k hardship withdrawal penalty free. There are a few other situations that allow you to waive the penalty, though I can’t recall them at the moment. This is a good program, and Congress evidently put these caveats in the tax law because they knew workers would have a hard time putting money that was out of reach permanently, even in an emergency situation. I imagine quite a few people will be using this clause in the coming months and years if this downturn in the economy gets any worse.
Posted in Finance :: Tax | No Comments »
So lately I’ve been wondering about Renter’s Insurance Coverage.
Renter’s insurance helps you stop worrying about burning your building down.
I’ve found some good info on Cheap Renter’s Insurance on the net, so I’m making good progress.
What surprised me most was how inexpensive it is. So obviously it’s a no-brainer.
Gotta Run for now. More later.
Posted in Finance :: Loans / Lease | No Comments »
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Posted in Finance :: Loans / Lease | No Comments »
I’ve recently become interested in Personal Business Liability Insurance.
If you’re going to run a business, you need liability insurance. It’s as simple as that.
So I’ve been poking around the net looking for info on Contractor’s Insurance.
The trouble is I’ve got no idea how much coverage to get. I mean, I suppose it’s a matter of imagining what could go wrong.
Maybe your comments will help settle it.
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So lately I’ve been wondering about Medical Bill Loans.
We need to get money to help pay for medical bills for my wife.
I’ve been researching Secured Medical Loans, trying to find options to help us. The process is daunting, but there are no other choices.
I guess I’ll just have to keep at it until I find a good financing option.
One thing is for sure: I’ll be glad when this is finished.
I’m sure I’ll have more to say about this down the line.
Posted in Finance :: Loans / Lease | No Comments »
It’s time I got to work learning about Canada Forex.
Considering that the Canadian dollar has reached record highs, it looks like a good trade to consider.
I’ve had some trouble finding info on Fx Trading Training in Canada online, but managed to dig up a bit.
I’ve been trading forex in other currencies for a while, so working with Canadian dollars should be easy enough.
Maybe you can help settle the matter - feel free to comment.
Posted in Finance :: Stocks, Bond & Forex | No Comments »
It used to be that focusing on
Socially Responsible Investing meant getting subpar returns. I think that time has passed. Nowadays, Green stocks are hot, and I think that a world-wide boom in sustainable enterprise is just beginning.
I’m especially excited about the potential of Sustainable Investing. Green enterprise and eco-friendly business practices are absolutely essential to our future.
Ask yourself this question: would you want to place your future in the hands of a short-sighted business? Or one that focuses on the future itself? The answer is obvious to me.
Your comments are welcome as always.
Posted in Finance :: Stocks, Bond & Forex | No Comments »
Ok, I’ve decided to start looking into
A Financial Planner Career. I’ve always been good with money and enjoy finance, so it seems like a perfect fit. Plus I can work for real people, helping them achieve financial independence.
From what I have read about Becoming A Financial Planner, it doesn’t appear too touch for someone with my background to break into the business.
I think it would be great to spend my days helping people with their financial management issues.
What do you think?
Posted in Finance :: Stocks, Bond & Forex | No Comments »
It’s time to get serious about Loan Amortization Schedules.
I’m considering a 15-year mortgage, but I need to figure out what the payments will be.
I’ve made some good progress learning about Early Loan Payoff Calculator online over the past few days.
I’m hoping I’ll make the right choice about this loan.
%conclusion%
Gotta Run for now. More later.
Posted in Finance :: Mortgage & Debt | No Comments »
I’ve got a bee in my bonnet lately about No Cosigner Student Loans.
My parents are leery of cosigning for my loans, so I’d rather keep them in my name if possible.
I’ve been reading up on Loans For Undergrads With Not So Good Credit. It’s been intimidating to say the least.
All the debt is scary, but I know it will be worth it.
Ok - that’s it for today.
Posted in Finance :: Mortgage & Debt | No Comments »
I’m shifting my entire investment portfolio to focus on
Socially Responsible Investing. I think I can finally do this without worrying about my returns - green business is good business, and people are finally starting to catch on.
I’m especially interested in Green Mutual Funds. The tide appears finally to be turning in the markets, and not a moment too soon.
I already vote with my wallet by paying attention to the products I buy, and cutting down on waste. It’s time to vote with my portfolio as well.
Ok - that’s it for today.
Posted in Finance :: Stocks, Bond & Forex | No Comments »
It’s time I got to work learning about Canadian Forex.
Canadian dollars have been on a tear, so it’s a good market to take a close look at.
I’ve read up as much as I can on Canadian Currency Exchange, and I think I have enough to get started.
I’ve been trading the Australian dollar for a while, now, so adding one more market shouldn’t be too bad.
Gotta Run for now. More later.
Posted in Finance :: Stocks, Bond & Forex | No Comments »